
Business Loans
Are you struggling to find the right financial deal? Charles Crown Financial provides flexible financial solutions for your funding needs. Acceptable loan purposes are expansion and growth, debt consolidation, working capital, tax liabilities, training, marketing, buying stock, recruitment,…At least one year full accounts from you or your business will be required
- Size to suit your needs up to £1,000,000
- Terms up to 60 months
- Best rates in the market
- No early repayment charges
- Ccj’s and defaults considered

Bridge loans
A bridge loan is a short term loan that gives you immediate cash flow secured on a property. We provide full and specific solution for every client and we will be sourcing the best deals for you.
- Residential, commercial and semi commercial
- Loans from £50,000 to £21,000,000
- No upfront fees
- Land purposes (with planning permission)
- Individuals and LTD
- Adverse credit considered
- 80% LTV (or even 100% with additional security)
- Low lending rates

Development loan
Property development finance for new builds, conversions and refurbishment (residential or commercial). Traditional major banks are not kind to lend this type of projects, making it really difficult unless you go through specialist lenders where Charles Crown Financial will be invaluable help to get funds you need quicker for your project. Property 100% of built cost and contribution towards purchase price tailored to each project. Loans from £ 150,000. Up to 70% of Gross Development Value (GDV)

Secured Loan
Second Charge mortgages or Secure Loans brings you the possibility to borrow additional money from your property as an additional charge. Second charges are ranked behind first charges in priority for repayment. This means the lender takes a higher level of risk than with a conventional mortgage and thus charges a higher rate of interest. Solution for mortgage arrears, Ccj’s and defaults. Many secure loan lenders only deal with specialised brokers like us and are not directly available for homeowners. Contact with our advisors and get a wider vision of the deal.

Merchant Finance
If you have more cash, it is more likely you are able to do more business. If you take more that £3,000 per month in credit and debit cards, you have the option to access merchant finance, a great way to found your business with flexibility of repayments. Charles Crown Financial will provide you with a tailor made, quality merchant financing solutions.

Personal Loans
Take control of your next step. If you want to borrow money and pay back an amount every month with a fixed rate and over a fixed term, a personal or unsecured loan is your option. Personal loans are not secured against any asset such as your property. Up to £25,000. One to five years repayment terms. Rates will be consider depending your personal circumstances.

Hire Purchase
Hire Purchase is a scheme of Asset Finance that enables you acquire an asset while paying monthly premiums over an agreed period. At the end of the term, the asset is yours. Hire Purchase deals are more flexible than a conventional loans, and it will let you spread the cost of your investment over the life of the asset, making it easier to budget. Hire Purchase is particularly suitable for acquiring fleet vehicles, machinery and equipment. Hire purchase is also a way to finance buying a new or used car. You (usually) pay a deposit and pay off the value of the car in monthly instalments, with the loan secured against the car. This means you don’t own the vehicle until the last payment is made.

Leasing
Leasing is basically a long term rental, where the lender buy the asset (equipment, machinery, vehicles,…) and then rented to the client for an agreed term. After that period the client may return the asset or replace it. Leasing allows you to drive a new car every few years, with low monthly payments and no worries about the car’s resale value. There are two main types of car leasing deals – personal contract hire (PCH) and personal contract purchase (PCP). Under a PCH agreement, you never own the vehicle and you have to hand it back at the end of the term. With a PCP agreement, you have the option to buy the vehicle at the end of the term for a residual value.
Bridge Loans uses
- Development proyect
- Refurbishment
- Mortgage dealy
- Business purposes
- Investment purchase
- Other (buying at auction,...)

Insurance
If you need insurance for you or your business, or simply you want to protect your income level if you pass through an illness or incapacity, our advisers will provide you with an excellent guidace.